FCA consults on UK crypto rules for exchanges, lending and DeFi

The UK FCA launched three consultations on new crypto market rules covering exchanges, staking, lending and DeFi, with feedback due Feb. 12, 2026.

The United Kingdom’s Financial Conduct Authority (FCA) has launched a series of consultations on proposed rules for digital asset markets, marking the next phase in the government’s effort to establish a comprehensive regulatory framework for crypto assets.

The proposals, published across three consultation papers, cover crypto trading platforms, intermediaries, staking, lending and borrowing, market abuse, disclosures and decentralized finance (DeFi). The FCA said consultation responses are open until Feb. 12, 2026.

The regulator stated that the proposals aim to support innovation while ensuring that consumers understand the risks associated with crypto investment. The watchdog said regulation should not eliminate risks entirely but ensure that participants operate responsibly and transparently. 

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