Standard Chartered CEO predicts end of cash: ‘All money will be digital’

Standard Chartered’s Bill Winters predicted a blockchain-driven future where every transaction settles digitally, calling it a total rewiring of finance.

Standard Chartered’s CEO predicted the end of cash and the digitization of all money, speaking at the Hong Kong FinTech Week 2025. 

During the event, Standard Chartered Group CEO Bill Winters said that the bank shared a common belief with the Hong Kong leadership that all transactions will eventually be settled on the blockchain.  

“All transactions will settle on blockchains eventually, and all money will be digital,” Winters said, framing the shift as nothing less than a “complete rewiring of the financial system.”

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