US housing agency may allow crypto assets in mortgage qualification
The US Federal Housing Finance Agency is reviewing whether crypto holdings like Bitcoin could be used to qualify for mortgages.
The United States Federal Housing Finance Agency (FHFA) will study whether cryptocurrency holdings could be considered in mortgage qualification assessments.
In a Tuesday X post, US FHFA Director William Pulte — who was nominated by President Donald Trump — said the agency is examining cryptocurrencies. “We will study the usage [of] cryptocurrency holdings as it relates to qualifying for mortgages,” he said.
The FHFA sets the rules for US government-sponsored enterprises, the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. If the agency allows borrowers to list Bitcoin (BTC), stablecoins or other tokens as eligible assets, it would integrate the asset class deeply into traditional finance.
